Direct Banking

Automate your banking processes within Microsoft Dynamics 365 Business Central. Available for NL and BE localization

Get Direct Banking NL on AppSource

Get Direct Banking W1 on AppSource

Get Direct Banking BE on AppSource

Direct Banking

Do you want to simplify your banking processes? Direct Banking automatically synchronizes your bank accounts with Microsoft Dynamics 365 Business Central. This means your incoming and outgoing transaction processes work in an integrated way. No more downloading files. No manual uploads. No hassle.

Direct Banking NL - Telebankieren

The Dutch version of Direct Banking is optimized for the NL localization of Microsoft Dynamics 365 Business Central. It is fully compatible with the Telebankieren module.

Direct Banking BE - Electronic banking

The Belgian version of Direct Banking is optimized for the BE localization of Microsoft Dynamics 365 Business Central. It is compatible with the EB Payment Journal process

Direct Banking simplifies and integrates banking within Business Central 

You can already manage your banking within Business Central, but this involves manually importing and exporting files between your online bank account and your Business Central environment. Direct Banking is an extension that automates your bank statement imports so your current balance and transactions are visible in Business Central. It also exports your payment orders directly from your Telebanking module to the Ponto financial platform, where you can safely and easily execute your payments.

PSD2 & Open Banking with Ponto

Direct Banking is developed in cooperation with Ponto (Isabel Group) and fully complies with the Payment Services Directive 2 (PSD2) legislation and regulations. You can use Direct Banking knowing this app meets the European requirements and takes all the right safety measures. The connections between Business Central and the banks are synchronized continuously. 

With the new open banking structure and PSD2 legislation in the EU, more banking services will be digitized in the future. Where applicable, such new services and features will be implemented within Direct Banking at an acceptable cost and low risk. Check out which banks are linked to the Ponto platform here.

 

bcbanking-infographic-bc-2

Some of the main features:

  • One integration to connect with a wide selection of Dutch banks: ABN-AMRO, Rabobank, ING, Triodos, Knab, ASN Bank, SNS Bank, RegioBank and Bunq. 
  • A majority of Belgium banks are linked to the Ponto Platform: KBC, AXA Bank, Belfius, bpost bank, BNP Paribas Fortis, ING, ABN-AMRO, Triodos, Rabobank, BBVA.
  • Integrated with international banks and PayPal.
  • Compliant with PSD2 and Open Banking.
  • Transactions translated into a clear and easy-to-read format.
  • Real-time insight in cash flow.
  • Bulk payments are possible. 
  • Flexible synchronization up to every 30 minutes.
  • Direct Banking NL is optimised to use with Telebanking in the NL localization.
  • Direct Banking W1 can be used with the W1 localization.
  • Fully integrated into Microsoft Dynamics 365 Business Central.
  • Available for Business Central 16 and 17 on-premises, and for Business Central 17 SaaS on AppSource.

 

Frequently asked questions

What is Ponto?

Ponto is a banking platform with over 600 banks connected developed by Isabel Group. The Ponto platform complies fully with the Payment Services Directive 2 (PSD2) legislation and regulations.

Which banks are supported by Direct Banking?

A complete list of all banks can be found on the Ponto website. Direct Banking is currently available for NL and W1 localisation in Business Central. Major Dutch banks linked to the Ponto platform are : ABN-AMRO, Rabobank, ING, Triodos, SNS Bank, RegioBank, ASN Bank, Knab, Bunq, DHB, Van Lanschot en BNG Bank.

How can I add a bank account to Direct Banking in Business Central?

You can create an account on www.myponto.com and from there you can activate all your bank accounts. You can do that with your normal process of logging in to your online banking. The Direct Banking setup wizard guides you through the steps to finalize your installation.

Can I connect multiple banks with different bank accounts?

Yes, you can activate multiple banks and bank accounts in your Ponto account. All these accounts will be synchronized within your Business Central environment.

Can I activate a foreign currency account?

Yes, foreign currency accounts can be activated and used.

Are there still any SEPA or other files?

No, there are no more files used in the Direct Banking process. The integration is real-time. There is no need to upload/download files manually.

Are Ponto and Direct Banking safe?

Yes. Direct Banking is developed in cooperation with Ponto (Isabel Group) and fully complies with the Payment Services Directive 2 (PSD2) legislation and regulations. You can use Direct Banking knowing this app meets the European requirements and takes all the right safety measures. Last April, we hosted a webinar where PSD2 and Open Banking were discussed. Visit this webinar here.

Which processes can I automate with Direct Banking?

There are two processes. The bank statement process and the payment process. Both are explained in our demo video (NL).

Does the financial administrator still needs access to internet banking?

While using Ponto for your payments you don’t need to sign in to your banking account to access the payments. When it’s time to finalize payment, you’ll be transferred directly to the bank payment page where you can use your credentials to authorize your payments.

How many invoices will I receive for this solution?

You will receive an invoice from Ponto for the activated bank accounts. And you will receive an invoice from idyn or your Microsoft partner for using the Direct Banking extension.

What is the difference between the Direct Banking and Direct Banking NL apps?

Direct Banking is the general app and you can use it in the so-called W1 version of Business Central. With Direct Banking NL you can use all functionalities in the Dutch version of Business Central using the Telebanking module.

Do both apps need to be installed from Microsoft AppSource?

If you want to use the Dutch version of Direct Banking (NL), you only need to install this app. The Direct Banking app will be installed automatically if you choose Direct Banking NL.

For which Business Central version is Direct Banking suitable?

Direct Banking is available for Business Central SaaS and for Business Central OnPrem. Direct Banking for OnPrem is available from BC14 CU 4 and all higher versions.

What can I do if I’m having trouble with connecting my bank to the Ponto platform?

In case your bank account cannot be authorised through Ponto you can do the following:
The account needs to be opened for Open Banking. FOR ING user, this can be done at ING Netherlands with the Team Daily Banking. Report to this team or your ING account manager: It concerns access to an Open Banking integration with a 3rd party integrator who has a PSD2 licence (Ponto). 

  • Events

    Join us at Directions EMEA or NAV Techdays for a short or extensive demo.

  • Contact

    For more information on this or any of our other products, please contact sales@idyn.nl or call +31 (0) 85-111 00 27.

  • Support

    If you need help with this or any of our other products, call us at
    +31 85 111 00 27, go to our support portal at https://idyn.freshdesk.com
    or email us via support@idyn.nl. Without an SLA, our response time is two business days. If you need a different type of support or SLA, please contact your idyn account manager.